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Qualifying for a Construction Loan | Nolo – When you apply for a conventional mortgage loan to purchase an existing home, the bank looks to your financial strength and to the value of the existing home for assurances that you’ll repay the loan. With new construction financing, the bank will look more carefully at your financial depth, because the collateral for its loan doesn’t exist yet.
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Buying a new construction home can involve lots of exciting choices and unique opportunities. When you’re ready to buy, compare home loan options and navigate the financing process with a Wells Fargo home mortgage consultant who specializes in financing for newly constructed homes.
What do I need to qualify for a construction loan? – Coulee. – What do I need to qualify for a construction loan? You will also need to provide us with your home plans and your future home’s estimated value. If you have any questions about these requirements, feel free to contact us.