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Can I Get a 40-Year Mortgage? Answers Ahead | realtor.com – Paying for a home is hard-even if you have a mortgage and stretch those payments out over 15 or 30 years.All of which may have you wondering: Can I get a 40-year mortgage?
40 Year Mortgage | Rates As Low As 4.28% | LendingTree – Technically, 40-year mortgages can have either fixed or adjustable rates, though fixed-rate loans are more common. A 40-year mortgage would magnify the risk of an adjustable rate loan, simply because such a long period of time allows for huge potential changes in interest rates.
VA Loan Terms – New Home Mortgages Last Only 30 Years – The government’s decision to get rid of 40-year mortgages is based on the idea that there’s simply less risk for both borrowers and lenders when mortgages are paid down in a timely fashion. As the VA mortgage program has shown, 30 years is long enough.
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